May 18, 2013

Survey reveals stressed parents plan thrifty Christmas

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Almost half of UK parents are lying in bed at night stressed about money – with many planning a frugal Christmas for their families.

The research, commissioned by the Family and Parenting Institute, found that parents are intending to spend less on festive food and Christmas gifts for their loved ones this year, with 30 per cent even cutting down on visiting relatives for financial reasons.

The sad news is that it also revealed over a third of the 2,053 parents interviewed have seen an increase in family arguments or tensions due to financial issues.

The survey results come towards the end of a year that has seen a raft of government decisions affecting UK families – Universal Child Benefit payment has ended, the Child Trust Fund and the Health in Pregnancy Grant have been scrapped, and Tax Credits have been scaled back for many families.

Parents are predicting a tough 2011 for their families, with over half of mothers responding that they worried their household income would fail to cover bills next year.

Dr Katherine Rake, Chief Executive of the Family and Parenting Institute, said: “These survey results expose the severe pressures that many families are currently experiencing. Money is tight, and parents have been left wondering if they have been lined up to take the brunt of the economic cuts.

“To take families through the very difficult times ahead, the government needs to let families know how it plans to support them in the future and how it aims to fulfil its ambition to build a family friendly UK.”

Dr Rake added: “Christmas should be a time where the whole family can get together and support each other. The fact that 30 per cent of parents are planning to spend less on visiting relatives this festive season is therefore particularly concerning, as it could lead to isolation among the elderly.”

How much on average do you spend on gifts for one child? Are you having to tighten the purse strings this year or do you feel the financial pressure is beginning to ease?
Maybe you have some money saving tips for us?

Complete our poll or have your say below:

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The Big ‘G’ Gremlin

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I’ve lost count how many times I’ve worked with Mums in particular about their overwhelming feelings of guilt – whether they are working Mums, stay at home Mums or part-time Mums .

Women seem to be programmed with it and it just holds us all back, keeps us stuck and is really anger turned in on ourselves as we find it difficult to ask for help, delegate parenting jobs or share our needs with others. It’s also about wanting to be a perfect parent – who only exists in Hollywood film I’m afraid !

I remember when my mum was ill in hospital with emphysema a few years ago and no matter how many times I went all the way to the Mayday Hospital during a week – it never seemed to be enough and if I brought her prawn sandwiches she would want cheese – and if I brought cheese she would want prawn . I could never seem to please her and I felt enormously guilty about how much time I spent with her, how many times I went and how I never felt I did enough and then I battled feeling guilty about leaving the kids to do their homework without me, rushing back to prepare my lessons for the next day as I was Deputy Head and class teacher too at the time. I felt torn and pulled into many pieces and I felt guilty no matter how hard I tried to do what was “right” for everyone.
So I know first hand all about the feelings of guilt!

So what is guilt?
Guilt is often a message from within that you have violated your own high standards or others try to make you feel guilty as they may want to have a hold over you even unconsciously.
I work with many parents who suffer from what I call “The BIG G” the gremlin of GUILT and it can come from working parents feeling guilty about their work- life balance, to parents feeling guilty about losing their temper, not playing enough with their kids, to feeling guilty about not spending enough time with their partner, their elderly mother, or feeling guilty about being separated or divorced or having to leave work at 5.00 instead of 5.30 to pick up their child from After School Care.
The list is endless.

Guilty feelings can come from within or be handed down to you from parents, teachers or people of influence when you were young or can come from lack of self esteem or from controlling partners or ex’s. Guilty feelings can also be tied up to feelings of remorse, regret and feelings of responsibility for others, or for situations that you find yourself in.
Guilt is also a feeling of struggling with what you “should,” “ought” and “must” do and it feels like a battle between what you “want to do” or “what you’d like to do” or “what you’d like to choose to do”.

The feelings of guilt, regret and remorse are among some of the strongest and most powerful emotions that we most want to avoid as they are so painful. They keep us stuck, keep us trapped and keep us eddying around feeling like a victim because they are so negative.
Guilt can make you become over responsible, striving to make life “right” for everyone and can make you feel exhausted and overwhelmed. It can make your resentful, frustrated and helpless and can lead to depression, drinking too much or to great anger or rage. It’s also sometimes about not feeling worthy or deserving enough and can lead to being a martyr.

Whatever brings up feelings of guilt for you – it keeps you stuck, disempowered and blocked and it often won’t go away by itself – it just grows, and gets stronger and can mislead or misdirect you about moving forward in your life.

Often underneath the feelings of guilt are irrational limiting beliefs that need to be shifted – things like:

I don’t deserve to be happy.
I am responsible for my family’s (spouse’s) happiness.
There is only one “right” way to do things.
My children should never suffer in their childhood like I did in mine.
My kids should have more material things than I did.
It is my fault if others in my life are not happy.
If my kids fail in any way, it’s my responsibility.
It is wrong to be concerned about myself.
People are constantly judging and criticising me and what they think is important to me.
No matter what I do, I am always wrong.

Some parents suppress it, some wallow in it and stay helpless and stuck, and some use it as a huge level for positive change.

Here are my suggested steps to overcome guilt.

• Acknowledge that you have it
• Take control and don’t keep going over and over it again and again inside your head -let it go. Go for a walk, bang a pillow, scream in the garden, hit a round of golf and get it out of your body once and for all
• Don’t allow it to turn into feelings of inadequacy.
Grab a piece of paper and a pen and just reflect on the role guilt is playing in your life at the moment by choosing a current problem and answering the following questions:
• What problem is currently troubling me?
• Who is responsible for the problem?
• Whose problem is it, really?
• What have I done to make this problem worse for myself?
• How much guilt do I feel about this problem on a scale of 1- 10? ( 10 being the highest)
• How much does the guilt I experience exaggerate or exacerbate my problem?
• If I felt no more guilt what would my problem look like then?

Now just relax and breath deeply and slowly and imagine I have just waved a magic wand and made the feelings of guilt
disappear. What do you see now, hear now, and feel now?
Now just ask your unconscious what small change you need to make to feel more in control of your life this week.

• Ask yourself does this problem have more than one solution?
• Do I just need to express my frustration and ask for support, help or a helping hand ?
• Whose problem is it, really?
• Is it my problem or actually someone else’s?
• Am I taking on another’s responsibility and not allowing them to experience being independent ?
• Am I trying to keep another from experiencing pain, hardship or discomfort?
If you discover that the problem is really someone else’s, give the problem back to the person to solve and to deal with. It’s not your responsibility.
Now imagine that “guilt” as an object that you can take out of your body and can package up in a lovely box. Give it a colour, texture and feeling and now imagine climbing to the highest mountain you can find and throwing it off a cliff for good.

Feel lighter? Good – now every morning and evening just before you brush your teeth – look in the mirror and say some positive affirmations to yourself regularly to build your confidence and empowering muscles and say things like:

I am grounded, centred, positive and happy with myself
I make good decisions for the highest good of everyone – including myself
I deserve to solve this problem positively
I deserve to be kind and forgiving of myself.
I deserve to do my best and feel good about my decisions
I deserve to have other people be good to you, too!

If you learn to see guilt as a way to help you towards making changes in your life – then it has a positive intention. Guilt is there to allow you to learn from your mistakes, to take control of your life and to help you keep up to the standards and values that you have set for yourself in life.
So master its message and move forward driving forward in your life – not looking back in the rear view mirror.

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Sue Atkins is a Parent Coach, former Deputy Head with 22 years teaching experience, mother to two teenage children and is an NLP Master Practitioner and Trainer trained by Paul McKenna. She has written many books on self esteem, toddlers and teenagers and has a collection of Parenting Made Easy Toolkits available from her website. She is also the author of “Raising Happy Children for Dummies” one in the black and yellow series published worldwide and a Judge for the National Family Week “Family of the Year” Competition. To receive her free newsletter bursting with practical tips and helpful advice from toddler to teen log onto http://www.positive-parents.com

Over half of mothers on maternity leave incur debt

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Turn2us is encouraging new mothers and pregnant women to check their benefit entitlement and eligibility for grants in light of its new research which shows more than half of mothers (53%) have built up debt whilst on maternity leave.
The study, which was carried out by Bounty Parenting Club shows the financial hardship new and expectant mums face, with almost a quarter (23%) of women, who are currently on or have been on maternity leave, confessing to using credit cards, the same figure relying on overdrafts and 27% using up all or most of their savings. Meanwhile, 14% say they cannot afford to have anymore children, while one in five (21%) of mums say that they felt the impact of a child on family finances had made or will make them return to work earlier than expected.
Turn2us is currently working with Home-Start and the Child Poverty Action Group to provide a service to help families with young children who are in financial need to ensure they receive the practical help, support and confidence to access the benefits and grants available to them.
Faye Mingo, Parenting Spokesperson of Bounty, said: “Mums tell us that taking maternity leave and often dropping from two salaries to one is a challenge.  We would urge expectant parents to budget carefully and use the help and support available to them. Whilst expectant parents may feel tempted to splash-out, over spending can risk the longer-term financial security and happiness of their new family.”
See www.turn2us.org.uk.

Have you incurred debt whilst on maternity leave?
What do you think about current maternity leave and pay?